New Website Completed! Business is Going Great More Mortgage Notes Please..Mood: accomplished
at 9:10 PM Jun 23 view more
What would you do with a Lump Sum of Cash In 2 Weeks Take a vacation,Make an investment like buying some Real Estate or just put it in your savings for a financial blanket? Its Up To You!
Attention All Note Holders a discount is always expected on your seller-financed mortgage note. Myself or the investors I deal with will not give you $50,000 for a $50,000 note that pays off somewhere in the future(3yrs,5yrs,8yrs etc.)
Why? because of the time value of money. Which simply means over time $100 in the future won't buy what it can buy today. This is because of inflation, and time erodes the value of money. So the longer the wait for your mortgage note to pay off the more of a discount can be expected. And while you have a note worth $50,000, it won't pay off until(3yrs,5yrs,8yrs etc...) down the road so any investors are really paying you now, for future payments that haven't been made yet which is why a discount is always taken. There's no guarantee I or the investors I deal with will receive all of these future payments so it's a bit of a risk putting up a lump sum of cash for future payments.
You can google time value of money also to get an even better understanding. But a note that has been paying on time has a higher value to any investors and you will be offered more money.
How is the value of your note determined? by a one page note analysis workseet which you can view by clicking my latest blog link on this page. It takes no longer than 10-20 mins to answer if you have all of your seller-financed note and trust deed information handy. This was designed by experts in the field of note investing. (note:this worksheet can also be sent to you via email or you can call me direct) once completed, you will know how much cash you can receive within as little as 24-48 hours. So if you are serious about selling your mortgage note Ca$h 4 Your Mortgage can Help.
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Gerard Hendrix owner of Cash 4 Your Mortgage
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