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I am a Certified Identity Theft Risk Management Specialist, and consumer advocate of 15+ years.

I'm a member of the National Association of Consumer Advocates and contributing writer and Board member of American Consumer Credit Education Support Services, a non-profit organization dedicated to educating the public on issues surrounding credit, privacy rights and financial issues.

I'm a radio show co-host of SpotLight, on the Blog Talk Radio Network. The program is designed to provide consumers a voice and spotlight issues that financially affect all of us. I contribute articles for a variety of print publications and enjoy writing a monthly Identity Theft column for a South Florida magazine.

I'm an Author who turned my life experiences into my first book humanizing and exposing the damaging effects of identity theft, inaccurate credit reporting, mortgage servicing fraud and abusive debt collectors. My passion is to help educate the public on the need to be proactive when it comes to protecting their credit, their rights, their identities, and their personal and financial data.

"Denise Richardson's story has important lessons for all Americans. It's the story of a consumer who faced hardships created by credit bureau errors, mortgage servicing errors, abusive debt collectors and identity thieves. She learned, fought back and won. Now she's a consumer champion with a book that's a first-person story and a consumer handbook in one, with lessons for everyone who wants to win against corporate and financial predators. Buy it and then fight back yourself!"

Ed Mierzwinski, Consumer Program Director, U.S. Public Interest Research Group (U.S. PIRG)

"Give Me Back My Credit is a book that every American consumer must read. Denise exposes the truth about how our nation's credit system really works and how our consumer protection rights have slowly, but intentionally been wiped away by corporate greed and government acceptance. In a clear and simple voice, Denise teaches everyone how they can try to protect their rights and how we must collectively fight back to get back our rights and our credit!"

Ira Rheingold, Executive Director and General Counsel
National Association of Consumer Advocates (NACA)

"Denise Richardson is a living answer to the question of what can happen to an American when the systems that keep track of who owes what to whom completely break down. Like most of the countless consumers harmed each year by errors that corporations can't or won't fix, Denise suffered enormous personal and financial harm when computer systems began to misreport her data. Unlike most other people, however, Denise set out to understand exactly how and why such mistakes occur, and then took on the system. Her story of personal courage and resilience is not only inspiring, but the hard-learned lessons she clearly articulates in this book can help many other consumers protect themselves from widespread mistakes that are all too often afflicted by America's credit reporting system."

F. Paul Bland, Jr., Staff Attorney
Public Justice

Kind-hearted, like-minded, happy people! And - Kenny Chesney & Jeffrey Steele...

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