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Mortgage Forgiveness Debt Relief act, HR 3648 of 2007!
The Mortgage Forgiveness Debt Relief Act, HR 3648, was recently signed into law by President Bush. The bill was originally passed by a strong vote of 386-27 in the House this past October 2007. The House had hoped the bill would cover through 2014 for those who needed it; however, the timeline was shortened to 2010. Bush and his administration wanted the bill to provide temporary assistance, and not a crutch.
The essence of the bill is that over the next 3 years the IRS will not be able to count debt forgiven by mortgage lenders as income. This will allow borrowers who are trying to negotiate short sales or other end results with their lender that may allow a partial or total forgiveness of their debt to not be taxed on the amount forgiven. Another aspect of the bill will allow families who have a household income of $109,000 or less to deduct part of their mortgage insurance premium from their taxable income for the year. Families with a household income of less than $100,000 will be allowed to deduct all of the mortgage insurance premium payments from their taxable income.
Bush hopes that this bill will encourage lenders to work with borrowers to help refinance their loans into mortgage payments their income will allow for and hopefully decrease the number of foreclosures seen in the next few years.
Only time will tell how bills like this may assist our real estate market in healing itself.
For more info , CONTACT YOUR attorney , CPA or the IRS. Act before your home goes to foreclosure! For help in negotiating your SHORT SALE & LISTING YOUR HOME . Please call me today! Free consultation! If your home has Notice of default Real Estate Sales fees & Escrow Fees are paid by buyer & Lender ( subject to lender approval) LET ME LIST your home or FIND info that may help you keep your home, CALL ME TODAY! Sell or refi now! Don’t wait till foreclosure ! Call me today! If you are currently working with a Realtor, please disregard this letter.
Roy D Mason your Neighborhood Real Estate & Mortgage Pro for life!
858-752-3523
Huntington Beach High
Huntington Beach, CA
Graduated: 1982
Student status: Alumni
Degree: High School Diploma
Clubs: Surf club, SKI DIVING CLUB, DEEP SEA DIVING CLUb, MOUNTAIN CLIMBING CLUB, PARTY CLUB
1981 to 1982
Cerritos College
Norwalk, CA
Graduated: N/A
Student status: Alumni
Degree: Associate's Degree
Major: BUSINESS MANAGEMENT, FINANCE
Minor: THeater Arts Music
1981 to 1984
Artesia High
Lakewood, CA
Graduated: N/A
Student status: Alumni
Degree: Associate's Degree
Major: Partying and havin a good time..
Minor: EDGAMICATION lol
Clubs: I HATE SCHOOL CLUB, DRAMA CLUB, MUSIC, FELLOWSHIP CLUB,Photography
About me: ROY MASON / LOAN OFFICER
Sapphire Realty & Emerald Mortgage
CALL ME TODAY FOR A FREE QUOTE ANYTIME 7 DAYS A WEEK.
NO POINTS NO ORIGINATION FEE LOANS!
WHOLESALE RATES
PURCHASE OR REFINANCE
Good credit or credit challenged, call me today . Call anytime 7 days a week.
Office in San Diego: 702 309-2156
Cell Number: 858-752-3523
Email: Ca Mortgage LoanOfficerRoy@aol.com
EMAIL: CA REALESTATE RealtorRoyMason@aol.com
WWW.ROYDMASON.COM
Hey big daddy! Your daughter misses you :( Thanks for the advice last night.... Yo mamma so fat, when she gets a headache she puts mayo on her asprin...That one is my favorite.
Hi Roy!!! I love you! I miss you! Sorry I haven't called you back, I will soon, My phone has been stupid! Hope your havin fun in the sun!!!!! I LOVE YOU I LOVE YOU I LOVE YOU! :)
Hey Uncle Roy! I'm doing fine, so is the family. I'm working 2 jobs now, I make frosting at the cupcakery, and I'm an apprentice piercer at the shop, and I'm going to school. School's going well, I'm just bored with it all. I only have 3 classes, on Mondays and Wednesdays and an online class, so life isn't bad, I'm just super busy all the time. No, no man in my life. I'm so freakin busy I don't have anytime for myself, let alone someone else wanting my attention, plus I love not having to worry about anyone else but myself, too much drama for me. Love you long long time!!!
sign up for the all NEW & IMPROVED mailing list! CLICK HERE and join the mailing-list! [ i might start doing parties that are secret mailing-list only and not myspaced....]
the TWO YEAR anniversary of Fashion Whore is Friday, December 14th! A band is playing, many designers, plus midnight shopping!
