United Auditors can give you the documentation needed to save your home. A loan audit and a professional real estate attorney can help save your home and prevent foreclosure.
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Are You In Foreclosure?
If you are behind on your payments or facing foreclosure, you are not alone! Close to 6% of American homeowners (about 2.4 million) are currently facing foreclosure. 1 in 10 homeowners is behind on their monthly payments. Predatory lending is largely responsible for this grim reality. If you have been a victim of predatory lending, we can help you stop foreclosure today.l
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Do You Have an Adjustable Rate Mortgage
Trillions of dollars in adjustable rate mortgages will reset in the next two years. Don't let your adjustable rate mortgage make you a foreclosure statistic! Our research indicates that over 92% of adjustable rate mortgages have violations that occurred in the loan documentation or during the loan origination process. Don't get stuck in your adjustable rate mortgage! Contact us today to do a loan audit.
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Do You Owe More Than Your House Is Worth?
The relentless downward slide in the real estate market has left nearly 1 in 5 homeowners upside down on their mortgages. This means that they owe more than their homes are worth, which raises the likelihood of foreclosures or defaults. Many homeowners feel trapped, because their largest investment is "underwater". You don't have to feel trapped any longer. Let us perform a loan audit to see if you have legal grounds to renegotiate the principal on your mortgage.
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A loan audit finds compliance violations!
Our loan audits are the most comprehensive and thorough loan audits in the industry. Our in-depth process helps us identify fraud in your loan documentation so we can use it as legal leverage to hold your bank accountable for the mistakes they have made. If there are any violations or signs of fraud in your mortgage, our forensic loan audit will identify them. With the law on your side, we can help you to get out of a bad mortgage and remain in your home.
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Why do I even need a loan audit?
Simply put, to create leverage! Loan audits often reveal violations in your loan that can be used to start legal litigation with your lender. Having this leverage means your lender will not only have to listen, but also be held accountable for the laws that were violated. You may be shocked at how many violations we are able to find using our forensic process. In fact, it is estimated that over 90% of adjustable rate mortgages (ARMs) reveal violations in RESPA (Real Estate Settlement Procedures Act), TILA (Truth in Lending Act), predatory lending, and real estate or mortgage fraud.
About me: Joshua Carnes is the President of United Auditors. He holds an unprecedented back ground specializing in Real-estate Foreclosure’s, as he founded the company The "Tour Brand Inc." The Tour Brand has furthered a real estate acquisition firm "Tour Investments" and assisted home owners in lowering property taxes with "County Tax Relief". His extensive residential and commercial real estate knowledge includes serving on the board of directors for "Royal Capital Group", as well as overseeing the national expansion and moving RCG into 16 additional states while with the company. He is also CEO of a local business marketing and print company by the name of "Tour Promotions". He holds multiple certificates of recognition from: Stockton City Council, Superior Court of California, California State Senate, California State Assembly, U.S. House of Representatives. With his vast knowledge of forecloses and real estate management, he is the ideal person to head up our day to day operations.
Who I'd like to meet: If you are going to save your home, you are Going to War with the Lenders. It is not an easy war; there will be setbacks, frustrations, anger, tears, and almost any other emotion imaginable. But, in the end, it is possible to achieve success. Success will likely NOT involve a free home, but it will usually mean a payment reduction, occasionally a Principal Reduction, or even a cash settlement! Most important of all, you can save your home!
Hi, it’s great to meet you on myspace! Thx for dropping by and listening to my tunes! Please let your friends know both my worship rock CD's are for sale on my web site, and now on iTUNES!! These CD’s were co-produced by Ron Davis the engineer on the Grammy/Dove award winning CD, “Shout to the Lord!” I've also got some FREE DOWNLOADS!
“Here I Stand” and “Purify Me” just charted in the Top 20! Everyone please come see the video and leave me a comment! May God bless you and draw you closer as you surrender to Him!
I just did another YouTube video, yeah I suck at doing videos but I think it's got some good information for you if you rent out your house. I talk about the form called the Thirty Day Termination Of Lease. Basically you fill out this form if your tenant notifies you that they are going to move or you want them out at the end of the lease. I also show you the wording on a stamp that you can add to the form that is awesome. It has increased my collections about 50% which is huge. A little fear tactics ;) If this sort of thing interests you, you can check out the video on YouTube at http://www. youtube. com/watch?v=nkhviemqd-Q or in my profile, the bottom video. Thanks CountyTaxRelief. Com and feel free to comment me with how much I suck at making videos...LOL.. Hey, at least the information is sort of good even though the delivery is really bad ;)
A residential lease should cover obvious items, such as the amount of monthly rent, the due date of the rent, the length of time the lease will run, and the size of the security deposit.
You should also limit how the home may be used, how many people or families can live there, the types of alterations and improvements the tenant may make, and what happens if the home is damaged. You may want to prohibit your tenant from subleasing the property without your consent.
Hi CountyTaxRelief. Com. I uploaded a video to YouTube that I thought you might like where I fill out a Three Day Notice To Pay Rent Or Quit. I screw up on places in the video, whatever. You can see the video in my profile on the left side of the screen, bottom video. I think the biggest thing that scares people is that they don't want to rent out their house because they are afraid what is going to happen if they move in a bad tenant who doesn't pay the rent. This form is so easy to fill out and serve and that fear really isn't justified. I just don't understand why some people, who are dictated by fear, would rather lose their home in foreclosure or let it sit vacant until they can sell it just because they are afraid of a bad tenant. Check out the video and comment me back if you have time. Other than going to my profile, you can just view it straight on YouTube at http://www. youtube. com/watch?v=cQEROajYBhw
Hi CountyTaxRelief. Com. I posted a new article on my blog about probably the most common question I get, and frankly I'm pretty sick of getting asked it. No offense but if you are asked any question enough, you're like GAG me already! Anyways, the question is "What do I do if my tenant doesn't pay the rent?" Here's a link to my new blog post if you are interested in this subject. What do you do when your tenant does not pay the rent?
If we all took the law into our own hands based upon our personal beliefs, what would happen? I'd venture to guess that we'd either have chaos, or a bunch of us would end up in jail, or a little bit of both.
That's why I get upset when law enforcement refuses to enforce legitimate laws and court orders. The police and sheriffs aren't in place to make personal decisions about the laws. Yes they exercise their own judgment but they don't get to completely disregard laws and court orders whenever they feel like it.
That's not stopping the Cook County Sheriff's Office. They have decided that they're not going to evict tenants of properties which have been foreclosed, even with proper documentation and the laws on the side of the banks!
This is a repost of the tribute video for Chris's time as a PRCA Bullfighter, the old link broke.
"TROUBADOUR - PRCA BULLFIGHTER CHRIS MASON - TRIBUTE"
Tribute video -PRCA Bullfighter/US Paratrooper Chris Mason- who was Killed in Action 28 Nov 2006, @ FOB Summerall in Northern Iraq. He lost his life during an Al-Qaeda ambush in the small town of Siniyah.
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